Car Insurance Companies in New Jersey


All major insurance carriers are active in New Jersey. While only some of them have brick and mortar offices in major cities, all of them can be contacted online and the deal can be closed from the comfort of your home or office.

In no particular order, here are a couple of recommended car insurance companies in New Jersey.


According to many reviewers, GEICO is the most popular insurance carrier in the United States. The customer support is great and claims are handled quickly and hassle-free.

If you are a GEICO policyholder, you can be eligible for a 5% discount on applicable coverage if you pass an authorized defensive driver program in NJ. They have partnered with the National Safety Council and can offer the course at a discounted rate of $19.95.

Moreover, GEICO has a large network of partners in the retail world and you can earn cash-back points or discounts on your daily shopping just for being a GEICO customer.

State Farm

State Farm also owns a huge share of the insurance market in New Jersey. As of March 2012, they have 204 agencies throughout the state, with 902 employees and 1,150,000 policies in force.

State Farm has been actively involved in the local community for the last two decades. They strive on building "safer, stronger and better educated communities in New Jersey" by offering grants and sponsorships to scientists, students and non-profit organizations.


Esurance doesn't have many offline offices, but what makes them special is their online platform that is probably one of the best in the industry. Everything, from buying your first policy to adding or removing cars or drivers and filing claims is done online, in an intuitive and easy to use interface. Esurance understands that time is a valuable asset and did their best to streamline all insurance-related processes.


If you have a teen driver in New Jersey then Allstate is probably the right carrier for your needs. They have an extensive range of offers that comply with the New Jersey's Graduated Driver Licensing laws and offer free counseling in picking the policies that suit you. Moreover, they were one of the first companies to implement the good student discount program – if your kid is enrolled full-time in a high school, university or community college and keeps the GPA above 3.0 (or B) then you can get 10% off the yearly premium.

As a final consideration, you should be reminded that these companies are not necessarily the cheapest on the market. However, for the sake of a few extra dollars spent, you can reset assured that your car is covered by one of the top companies in the US and that whenever you will have a claim there will be someone there to assist you.

Popular Articles