Buying Low Cost Auto Insurance in California

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Finding low cost auto insurance in California may seem a bit tricky but it can be done, especially if you know exactly how to approach the insurance buying process. There are a few things you should do before you begin searching for auto insurance quotes. Gathering the right information upfront will ensure you get the best deals possible. Here are a few tips to guide you through the process.

5. Review Your Driving Record

The information contained within your driving record will have a huge impact on the insurance quotes you receive. Make sure you get a copy of your record and review it carefully. Moving violations aren't fun experiences and we tend to forget things that happened so far in the past. Reviewing your record will serve as both a reminder and an opportunity to check for mistakes.

4. Review Your Current Policy

If you want to find low cost auto insurance in California you'll need to know exactly what coverage you currently have so that you can compare rates apples to apples. This means you should request a quote that is as similar to the policy you already have as possible. You can always make changes to the policy limits later on.

3. Understand State Guidelines

It's important for you to understand the state minimum coverage limits in any state, especially in California. They are not the same from state to state so if you are moving from another state you may see a change. California state law requires you carry bodily injury limits of $15,000 per person and $30,000 per accident as well as an additional $5,000 for property damage liability. California state law does not require you to carry uninsured/underinsured coverage or comprehensive and collision coverage.

2. Obtain Online Quotes

You can easily find low cost auto insurance in California by simply searching for quotes online. You need not go any further than our site, either. We can take your information, send it to several carriers for review, and return a myriad of competitive quotes.

1.Compare Your Quotes

It will be up to you to compare the quotes you receive once they're all in. Make sure they're all offering the same policy terms (6 months or 1 year), all have the same liability limits, and all have the same important information about where you live and your driving record. Take a look at the different payment plan options they offer as well. Once you verify the accurateness of the quotes you'll simply need to choose which one to purchase!

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