Finding Cheap Short Term Car Insurance

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Whether you're borrowing a vehicle or visiting from another country, it is imperative that you properly insure your vehicle. Most foreign automobile insurance policies will not cover you while driving in a country other than the one you live, so you'll need to do some research in advance in order to make sure you are properly covered while you travel. While the cost of short term coverage can be a bit steep, it is possible to use sites like ours to find cheap short term car insurance. Here are a few things you should know about this type of coverage.

You Must Have a Valid Drivers License

In order to apply insurance you must have a valid driver's license from the country in which you live. Most short term car insurance carriers will allow you to use your foreign driver's license if you are driving your own vehicle, especially if you are visiting the United States from Mexico or Canada. If you plan on staying in the United States for more than 30 days you might have to get a driver's license for non-citizens.

Determine Whether or Not You Really Need Coverage

If you plan on staying with a family member who will loan you a vehicle you may not need to purchase cheap short term car insurance at all. Most car insurance carriers in the United States will allow owners to lend their vehicles for incidental use, meaning they won't have to add you as a driver if you aren't a permanent member of the household. Have your host check to make sure there are no exclusions on his policy as far as lending vehicles to others is concerned.

Plan the Duration of Your Trip

Will you be visiting the United States for more than 30 days? The average short term car insurance policy is good for a maximum of 30 days and your premium will be determined by the number of days you need coverage. Carefully determine how long you'll need a car and coverage so that you don't overpay.

Don't Be Shocked by Price

Cheap short term car insurance is obtainable but don't be shocked by the high rate quotes you receive. Car insurance companies in the United States aren't able to run your motor vehicle report and don't generally have any information about the type of driver you are when they issue coverage. As such, the cost for short term car insurance coverage is often more expensive than a month of coverage on a long term policy.

Are you still interested in finding cheap short term car insurance? If so, simply plug your information into our website and we'll do all of the work for you. We'll let you know what companies offer short term coverage, what their rates are, and what payment plans are available. You can purchase your coverage online and you'll be ready for your trip to the USA in no time!

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